Credmax Sourcing
Working Capital Finance
Flexible CC/OD credit bridges for operations
About this Offering
Maintain smooth operational cycles without inventory gaps. Avail flexible cash credits, overdraft lines, and trade finance limits to accelerate accounts receivables.
Key Features & Benefits
Cash Credit (CC) limits matching periodic stock statements
Overdraft (OD) facilities backed by physical property or turnover
Letter of Credit (LC) & Bank Guarantees (BG) for suppliers
Interest charged only on the exact utilized credit amount
Eligibility Guidelines
- Registered entity (LLP, Pvt Ltd, Partnership, Proprietorship)
- Annual turnover of ₹50 Lakhs minimum with active trading
- Healthy debt-to-equity ratio and positive operational indicators
- Clean banking operations with zero check/mandate bounces
Interest RateStarting from 10.99%*
* T&C Apply. All interest rates and terms listed above are referral indicators. Approval remains at the sole discretion of partner banks based on active credit checks.
Documents Required
- Stock & Debtors statements (certified by Chartered Accountant)
- ITR filings and audited reports for the last 3 financial years
- GST returns & primary company bank statements (12 months)
- Partnership deeds / Board resolutions to borrow
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