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Home Loan & Loan Against Property (LAP)

Long term high LTV property backing limits

About this Offering

Own your dream residence or unlock the equity of your residential/commercial property. Get up to ₹15 Crore with competitive margins and extended repayment schedules.

Key Features & Benefits

High Loan-to-Value (LTV) ratios up to 70% of market value
Extended loan tenures up to 30 years for home buyers
Simple balance transfer facilities with top-up options
Accepts commercial, residential, and vacant industrial plots

Eligibility Guidelines

  • Applicant age: Between 21 and 65 years old at maturity
  • Stable source of income (Salaried or Self-Employed)
  • Property title: Clear, marketable, free from litigation
  • CIBIL score: 650+ preferred
Interest RateStarting from 8.40%*
* T&C Apply. All interest rates and terms listed above are referral indicators. Approval remains at the sole discretion of partner banks based on active credit checks.

Documents Required

  • KYC: Aadhaar Card, PAN Card and Address proof
  • Property original registration chain deeds and approvals
  • Salary account statement (6 months) or audited financials (2 years)
  • Approved building layouts & maps

Get Multiple Bank Options under One Application

No need to visit multiple offices. Our credit advisors analyze your files to match you with top lending NBFCs.