Credmax Sourcing
Home Loan & Loan Against Property (LAP)
Long term high LTV property backing limits
About this Offering
Own your dream residence or unlock the equity of your residential/commercial property. Get up to ₹15 Crore with competitive margins and extended repayment schedules.
Key Features & Benefits
High Loan-to-Value (LTV) ratios up to 70% of market value
Extended loan tenures up to 30 years for home buyers
Simple balance transfer facilities with top-up options
Accepts commercial, residential, and vacant industrial plots
Eligibility Guidelines
- Applicant age: Between 21 and 65 years old at maturity
- Stable source of income (Salaried or Self-Employed)
- Property title: Clear, marketable, free from litigation
- CIBIL score: 650+ preferred
Interest RateStarting from 8.40%*
* T&C Apply. All interest rates and terms listed above are referral indicators. Approval remains at the sole discretion of partner banks based on active credit checks.
Documents Required
- KYC: Aadhaar Card, PAN Card and Address proof
- Property original registration chain deeds and approvals
- Salary account statement (6 months) or audited financials (2 years)
- Approved building layouts & maps
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